主题：【原创】问个初级问题：信用卡靠什么挣钱？ -- 伏波将军

短时间里还不出钱的便是利滚利。到你破产为止。挣扎得越久越好。

100个客人里只要套住几个就够了。

some numbers from MSN money

http://moneycentral.msn.com/content/Banking/creditcardsmarts/P74808.asp

* Only 29% of households owe $1,000 or more on their cards.

* 21% owe $2,000 or more.

* 6% owe $8,000 or more.

* 4% owe $10,500 or more.

* 1% owe $21,400 or more.

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* About 48% of credit card holders owed less than $1,000

* About 10% of card holders had total card balances in excess of $10,000.

* More than half of all people with credit cards use less than 30% of their total credit card limit.

* Just over 1 in 8 people use 80% or more of their credit card limit.

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* More than a third -- 36% -- of those who owe more than $10,000 on their cards have household incomes under $50,000, according to the VIP Forum analysis.

* 13% who owe that much have household incomes under $30,000.

* The percentage of disposable income used to pay debts is still near record highs.

* The median value of total outstanding debt owed by households rose 9.6% between 1998 and 2001.

* Bankruptcies set another record in 2003, with 1.6 million personal filings, the American Bankruptcy Institute reports.